Ayushman Bharat – PM Jan Arogya Yojana
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Objective : Jammu & Kashmir governor launches Ayushman Bharat - PM Jan Arogya Yojana (AB-PMJAY) mega health insurance scheme to provide cashless treatment to poor families, PM-JAY scheme in J&K to benefit around

Jammu & Kashmir govt. has launched Ayushman Bharat – PM Jan Arogya Yojana (AB-PMJAY) on 1 December 2018. PMJAY health insurance scheme in J&K is going to benefit around 31 lakh residents in the state. To mark the official launch of the scheme, governor has distributed golden cards among 10 beneficiaries to avail the annual health coverage facility.


Ayushman Bharat Yojana or the Pradhan Mantri Jan Arogya Yojana will provide cashless and paperless health insurance facilities to the poor and vulnerable families. People can avail these treatment facilities in all govt. and empanelled private secondary and tertiary care hospitals of the country.

AB-PMJAY scheme (Modicare) is the world’s largest healthcare scheme to provide portable coverage of Rs. 5 lakh per entitled family annually.

Ayushman Bharat – PM Jan Arogya Yojana (AB-PMJAY) in J&K

In this national health protection scheme (NHPS), around 31 lakh citizens will be able to get free treatment upto Rs. 5 lakh. Under J&K Ayushman Bharat Yojana, hospitals cannot deny treatment to any of the resident on the basis of their caste, colour, creed, religion. Moreover, there is no limit on the age and income to avail cashless and paperless treatment from any public and private empanelled hospitals across the country.

J&k Governor has expressed its gratitude to PM Narendra Modi on launching this noble scheme for the benefits of poor. Central govt. has launched various people friendly welfare schemes and AB-PMJAY is the best among all in which each entitled beneficiary can avail Rs. 5 lakh annually for medical treatment.

J&K has secured 1st position in the country on account of high reduction in the infant mortality rate (IMR) in a single year. This also accounts to provide better healthcare facilities to the rural population of the state. AB-PMJAY is a flagship scheme of the Modi govt. launched on 23 September 2018 to improve and strengthen healthcare at all levels.

Under this scheme, govt. is also going to create around 1.5 lakh new Health and Wellness Centers across the country. The state health agency has also empanelled 144 government and private hospitals till date. The state govt. has also started a vigorous drive for the registration of beneficiaries for the golden cards.